HALLOWEEN – AND A “HAUNTED HOUSE” … AND INSURANCE IMPLICATIONS

The Entrance to McKamey Manor (image credit: McKamey Manor)

Readers of this blog understand that Habig & Magoon Insurance Agency can find an insurance angle – a business of insurance angle – in almost any issue or aspect of society.

Indeed, insurance has an impact on … or is connected to … almost all that we do.

And, in that Habig & Magoon Insurance Agency, always independent and family owned, has been in business for close to 80 years, we have are familiar directly, or are aware of and educated on, just about every type of insurance event or circumstance.

It’s no surprise that we hunted down – for a Halloween post – stories and information on holiday and its ties and relevance to insurance.

If you click here you will be taken to a story that posted today at Fast Company, titled, “Running A Haunted House is Scarier Than You Think.”

Written by KC Ifeanyi, the article tells the story of Russ McKamey and his challenges and tribulations in running the famed and notorious haunted house, McKamey Manor, in San Diego, which subjects visitors to the intense form of scary

Yes, if you venture into McCamey Manor you could, among other frightening experiences, get tied up, or dunked in a tank of eels, or both – and then there are the hands that grab you.

Here is an excerpt from the article:

Before stepping foot inside [McKamey Manor], participants are required to sign a 10-page waiver, have notes from a doctor and a psychiatrist assuring peak physical and mental health, and they must go through a thorough background check. And even if someone successfully checks everything off McKamey’s laundry list, there’s still a slim-to-none chance that person will ever go through the manor because according to McKamey’s last count, the waiting list is 27,000-people deep.”

So, as you can see, Mr. McKamey is keenly and highly focused on liability, and protecting himself against lawsuits.

In fact, one of Mr. McKamey’s operating expenses – as explained in the article is spending “somewhere between $15,000-20,000 per year on specialty insurance from Lloyd’s of London.”

That specialty insurance policy is a smart investment, believe us – and we feel the more you will agree the more you learn about McKamey Manor (we encourage you to conduct a web search of the term “McKamey Manor”).

Happy Halloween!!

BILL, TRENT, AND LISA – CONTINUING THE FAMILY OWNED LEGACY OF HABIG & MAGOON INSURANCE AGENCY

October 22, 2015

As we make sure to frequently emphasize in this space – because we consider it so important – is that, continuously, for the almost 80 years we have been in business, Habig & Magoon Insurance Agency has been independent and family owned.

We are a business and a legacy – and a tradition.

Fred Magoon launched Magoon Insurance Agency in 1937, on Clifton Avenue, in Brockton.

The Habig family would become part of the business when Bill Habig, married to Fred Magoon’s daughter, Betty, joined the agency.  He soon became a partner. 

Bill and Betty had three children – in order of birth, Bill, Trent, and Lisa. All the children were brought up in Easton, and all graduated from Oliver Ames High School – Bill Jr. and Trent in the early ’80s, and Lisa in 1988.

And all the children, today, work at Habig & Magoon Insurance Agency – making it a third generation family business.

The Habig kids know insurance.

When Bill Jr. graduated from what was then called Norwich Academy he went to work for three years as an underwriter for Plymouth Rock Assurance in Boston; he then worked for Travelers for three years, also as an underwriter, and also in its Boston office.

“I left Travelers to go to New York City and work for a UK based insurance group, Hogg Robinson Insurance Brokers, one of the world’s largest insurance brokers,” said Bill Jr. “It was a tremendously positive experience, and I learned a lot, and living and working in New York City is exciting – but I have a strong affection for the Boston area, and when, after two years in New York, an opportunity arose to work for the family agency, I took it.”

Bill Jr. has been with Habig & Magoon ever since.  

In 1998, Bill Jr. bought Magoon Insurance from his father, and the new entity was renamed Habig & Magoon Insurance Agency.

Trent, today Vice President of Sales for Habig & Magoon, also went right into the insurance field after graduating from college, from Curry College in 1987.

Trent first worked in sales for Gaudette Insurance in Whitinsville, MA, and then Rodman Insurance in Needham, before launching his own business, TRH Insurance Agency, which he ran for 12 years before signing on with Habig & Magoon in 2012.   

Lisa Habig Pearce started working part-time for the agency not long after she graduated from Emmanuel College in 1991.  She continues to work part-time for Habig & Magoon in accounting and bookkeeping, and has been with us now for a little more than 20 years.

“Trent, Lisa, and myself – we all respect and value highly the legacy of Habig & Magoon Insurance Agency,” said Bill Jr. “And we seek to honor that legacy in our work, in our relationships with our client, and in our involvement in the community.”

GO PATS!! HABIG & MAGOON SHARES SOME INTERESTING NEW ENGLAND PATRIOTS HISTORY

(image credit: New England Patriots)

September 30, 2015

So, here we are, about a month into the football season, and in these parts fans of the New England Patriots are about as happy with the team as can be, at this juncture in time.

Yep, the Sons of Bill Belichick are putting a whoopin’ on the competition, with a record of 3-0, and making it look easy – and, just, perhaps, fully intending making a “How you like me now?” statement, in the wake of investigations of, and accusations leveled at, the program.

Everyone at Habig & Magoon Insurance Agency is a dedicated Pats fan.

For as long as their has been a Patriots franchise, there have been people working for our firm that cheer on the team.

Indeed, our agency was founded prior to the New England Patriots franchise being established – as the Boston Patriots – on November 16, 1959. Yes, our agency was launched – on Clifton Avenue in Brockton – some 32 years prior to their being a Patriots organization.

Of course, in 1959, the Patriots were not an NFL team; they were one of the eight original teams in American Football League, a challenger, if not widely considered a serious challenger to the NFL, for which 1960 would be its inaugural season.

It would not be until 1969 that the AFL would merge with the NFL.

For the first 10 years of its existence, the Boston Patriots franchise did not have their own stadium; for its first two years, Patriots home games were played at Boston University’s Nickerson Field, then from 1963 through 1968 at Fenway Park, and for the 1969 season, at Harvard Stadium.

For the 1971 season, the Patriots finally had their own stadium, Schaefer Stadium, in Foxboro. With the move to Foxboro, the team also changed its name, to the New England Patriots.

Now,, here’s a bit more history, and this ties to Easton, where Habig & Magoon has been headquartered for more than 30 years.

There were 10 investors who pooled finances to purchase the Boston Patriots, the final AFL franchise awarded, with Billy Sullivan, the president of three Boston area coal and oil companies, heading up the investment group.

Also among the investors was an Easton guy, John Ames Jr., a lawyer, president of North Easton Savings Bank, and a member of a true family of American aristocracy.

Through the years, many New England Patriots have lived in Easton, and in the surrounding towns where reside people who, and businesses that, are valued Habig & Magoon clients.

****

Yes, for sure, it is charmed life, being a New England Patriots fan.

Next up, the Cowboys, on the road – and the team’s record to improving to 4-0.

GO PATS !!

INSTANT INSURANCE QUOTES THROUGH THE HABIG & MAGOON INSURANCE AGENCY WEBSITE. A SMART USE OF TECHNOLOGY TO BETTER SERVE CONSUMERS

August 13, 2015

Habig & Magoon Insurance Agency has been around for a long, long time – for almost 80 years, in fact – and over that period we have seen a lot of history, including a lot developments in technology.

And, always, for as long as Habig & Magoon has been in business, we have been independent and family owned, serving people and businesses in southeastern Massachusetts, and beyond.

On the technology front, and as we mentioned in the inaugural post on this blog – with this blog launching on September 8^th of last year – when, in 1937, on Clifton Avenue in Brockton, Fred Magoon founded our agency, “a telephone was the most modern bit of technology in our office – and the ‘new thing’ that year was the photocopier, developed by Chester Carlson.”

We also commented in that first post that social media is one manifestation of our commitment to smartly, and efficiently, putting to use technology to better serve and respond to our customers, and to better the way we help and give to the community.

In fact, it doesn’t matter what business you are in, if you aren’t always looking for improved ways to employ technology in your enterprise then you aren’t going to be successful.

One of the ways that Habig & Magoon harnesses technology – specifically online technology – to deliver value for our customers, and potential customers, is a utility built into our website through which one can receive an instant homeowner or insurance quote.

All one has to do is plug in information, with the process including a few clicks, into the secure online form on our website, and you will receive a quote.

Please click here to be taken to the instant Habig & Magoon home quote page, and here to be taken to our instant auto quote page.

Instant insurance quotes – one of the many ways Habig & Magoon Insurance Agency uses technology to deliver premium value to consumers.

HABIG & MAGOON INSURANCE AGENY HONORS AND BUILDS ON LEGACIES THAT WE HOLD WITH OUR CLIENTS. WE FORGE STRONG RELATIONSHIPS WITH CUSTOMERS EARLY IN THEIR INSURANCE BUYING EXPERIENCE – AND MAINTAIN RELATIONSHIPS WITH THESE CUSTOMERS THROUGHOUT THEIR LIVES

Habig & Magoon Insurance Agency has been in the insurance business for a long time. That’s right – as we frequently recount here – we opened our doors in 1937.

Perhaps … 1937 …. not the most economically favorable time to launch an enterprise – in that the Great Depression was going on. But we weathered that difficult period.

And almost 80 years later we are still in business – and still, as always, family owned and independent.

We are also thriving … growing.

It is tremendously heartening and rewarding for Habig & Magoon Insurance that the coverage and personalized, valuable, and attentive service we provide is a legacy for many families.

As testament, consider that customers we have now are the grandchildren of Habig & Magoon Insurance customers. Families stay with us.

Within families … from generation to generation … Habig & Magoon Insurance Agency is a constant.

From generation to generation, Habig & Magoon establishes … immediately in a relationship with a customer … trust and accountability.

Habig & Magoon feels it is immensely important to guide and educate those in early adulthood – a demographic heavy in those purchasing insurance for the first time – on the various types of insurance, and to deliver to them access to the right insurance coverage at an affordable and valued price.

If you are in your late teens, or in your 20s, and you have questions about insurance – Habig & Magoon is the right agency with which to work. There is no question you can ask us that is not a valid and important question. There is no concern you have that is not a valid and important concern.

Again, we are family owned and independent. We are not an impersonal big box insurance behemoth.

Insurance coverage is important. Very important.

Habig & Magoon Insurance Agency seeks to be the the insurance partner and provider that people initially go to for their insurance – and with which they stay throughout their lives.

Habig & Magoon Insurance Agency seeks to be the agency, the relationship with which families transmit to the next generation.

Habig & Magoon will always honor and remain faithful to the legacy we hold and build with our customers.

ON INTEGRITY

(photo credit: Michele Woodward)

October 9, 2014

in·teg·ri·ty  noun  \in-ˈte-grə-tē\

: the quality of being honest and fair

: the state of being complete or whole

Merriam-Webster definition of “Integrity”

For close to 80 years, Habig & Magoon Insurance Agency – always family owned and independent – has been a highly respected, dependable, and relied on provider and servicer of a variety of quality insurance products and coverage.

Whether personal, commercial, or life insurance, we have policies that best fit and meet your needs.

In that we are an independent agent, we aren’t employees of just one insurance company – and thereby we are not confined to being able to offer policies from only one insurance company.

Habig & Magoon partners with, and offers our clients policies from, several highly reputable insurance companies. Fundamental to the value we provide our clients is personalized service, variety, and customized coverage options.

Also, a keystone of the success of our agency through the years, commencing with our launch in 1937, and continuously practiced until today, as it will always, is our focus and adherence to the right values.

Among those values is integrity.

Habig & Magoon fully endeavors, ever, to be honest and forthright in our relationship with our clients and the community.

Douglas Adams, the English author, musician, and dramatist, observed, “To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity.”

Habig & Magoon Insurance agency surely and totally agrees with Mr. Adams – and we are steadfast in our commitment to delivering, and comporting ourselves with, integrity in all areas and aspects of our business.